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Bitten by a dog? Act now to preserve your rights!

In addition to experiencing frightening attacks, dog-bite victims often are left with permanent scars. If you’ve been bitten by a dog,  you’re likely entitled to compensation for your current and future medical bills, the pain you experienced, and your mental suffering. Contact Dale Emch at 419-241-1150 immediately to protect your claim.

Dale's Blog

See a doctor immediately if you've been injured in a car accident
Published Wednesday, July 9, 2014 12:00 pm

If you were seriously injured in a car accident, it can't be emphasized enough how important it is to seek medical treatment as soon as possible. If the accident was serious, you probably aren't wondering if you need to see a doctor. Chances are, you were taken away in an ambulance or went to the emergency room on your own. However, if a rear-end collision left you with a sore neck or back, you may be wondering if you need to go to a doctor or chiropractor.

The most important reason to seek treatment is so that you can make the best recovery possible for your injuries. (My book Don't Wreck Your Ohio Car Accident Case - 5 Tips for Handling Your Personal Injury Claim contains information that may be helpful to you if you've been in a car accident. To receive a free copy of my book, call 419-241-1150.)

But presumably you’re reading this article to gain a legal perspective, so here goes. The insurance adjuster assigned to your claim can only make decisions on the seriousness and value of your case based on the treatment you receive. The justifiable argument from their perspective is that people who are injured go to the doctor or other medical providers such as physical therapists and chiropractors. Your lawyer will have an extremely difficult, if not impossible, task to make the argument that you’re really hurting from the accident but you’ve decided not to get any medical help. That just won’t sell. If you’re one of those people who thinks that you should tough out injuries and doctors are for wimps, that’s fine, but your claim isn’t going to be worth much money regardless of how badly you were hurt. That’s just the way it is.

And, there’s a related reason to make sure you’re treated for your injuries. In addition to evaluating how seriously you were hurt, the adjuster also will look at the total of your medical bills to try to figure out the value of the claim. In addition to the seriousness of the injury and the length of treatment, the final settlement will be based on the bills that were incurred. Years ago, lawyers and adjusters often settled claims for three times the value of the medical bills, which is a rough and unscientific formula. Those days are long gone and attorneys have to do a lot more work to justify their settlement demands. But barring exceptions for rare circumstances, if the medical bills are low, the final recovery probably will be low. So, you should follow through on your treatment so you reach your maximum recovery, but you also should keep in mind the impact on your claim.